Digital use aims to make things easier. Including opening a savings account in the bank. One bank that offers practical online account opening options is Bank of Central Asia (BCA).
BCA is the largest private bank in Indonesia. Service and network coverage is unquestionable. Of course, if you want to use BCA services that facilitate financial transactions.
BCA accounts can now be opened online through four channels: the BCA mobile app, Blibli, Dana and MyCampus. How? Continue reading this article to learn how to easily open a BCA account without going to a branch again.
Types of savings at BCA
Before opening a BCA online account, you should know what savings products are available with BCA. The choice of this savings product can be negotiated both in terms of equipment and costs.
To open the desired type of savings, BCA recommends opening savings #dibikinsimpel only using a smartphone or smartphone. Below are a few different BCA savings products.
1. Phase BCA
Tahapan BCA means future savings. This form is a savings account and is denominated in rupees. The customer also gets a BCA passport that works as an ATM, debit card and cash.
Tahapan BCA customers can withdraw cash from thousands of BCA ATMs, Prima ATM Networks and Mastercard Networks worldwide. Monthly administration fees for Tahapan BCA customers range from IDR 15,000 per month for GPN Passport Blue card holders to IDR 20,000 per month for Passport Platinum Mastercard card holders.
2. Expression phase
Tahapan Xpresi BCA is an evolution of the Tahapan product. This savings product is a priority for young people who like flexibility and versatile design. The customer will receive an Xpresi Passport. Other benefits of Tahapan Xpresi BCA are low initial deposit and affordable administration fees.
4. Golden scene
Tahapan Gold BCA is a savings product developed by Tahapan to suit your business needs. This installment savings product thus protects the creditworthiness of business transactions while helping to facilitate business. Customers can trade anywhere, anytime, 24 hours a week.
Tahapan Gold has more complete account information, including transaction name, balance, recipient and sender name, and payment information. You can trade without using a ledger.
If you are familiar with BCA’s many savings products, now is the time to open a BCA account online.
How to open a BCA online account via BCA Mobile
1. The first way to open a BCA online account is to download an application from BCA, namely BCA Mobile.
2. Select “Open a new account”. Make sure your mobile number is not registered with BCA Mobile.
3. Prepare various required documents like e-KTP, signature, NPWP (if any) and personal details. Make it to the end.
4. For main verification you need to fill whether you have BCA account or not.
Not yet
5. Select the desired installment savings product. There are several products to choose from.
– Tahapan BCA, namely savings for the comfort of life.
– Phase Xpresi, savings that are quite flexible and reflect your financial needs.
– Gold ranks are stored for ease of doing business.
6. Choose to send an SMS to verify your mobile number. You will be responsible for your SMS costs through this process.
7. Generate an access token
The 6-digit access code is used to open a new account and re-enter the mBCA menu. Make sure this access token is always attached.
8. Fill out the required documents
– KTP e-mail shows your identity.
Self portrait
– signature
– NPWP (if any).
9. When you open a BCA account after filling in your personal information, you will be asked to fill in a series of questions explaining your main purpose.
– for business
– Savings/investments
– personal use
different purposes.
10. Complete the following steps to complete information about yourself, starting with your biological mother’s maiden name, marital status, religion, place of residence, last education, occupation, income and salary. Please fill out this electronic form clearly.
11. Take video calls. To verify your personal information, you must make a video call to BCA customer service.
12. Activation of Mobile Services and Internet Banking.
Mobile and Internet banking services must be activated for smooth transactions.
13. Make your initial deposit. You must open a new account via mobile banking, internet banking, an ATM or proof of ATM deposit.
How to open an online BCA account with Blibli
If you have the online shopping or e-commerce app Blibli, you can also open a BCA online savings account here. Here is the tutorial.
1. Open the “Open account” menu in the Blibli application.
2. Select the desired installment savings product.
As mentioned earlier, BCA has many deposit products such as Tahapan BCA, Tahapan Xpresi and Tahapan Emas.
3. Enter a mobile number that is not registered with BCA Mobile.
The OTP code will be sent via SMS to this number later. Confirm by re-entering the code provided.
4. Fill in the personal information form and other supporting information.
Required personal data, e.g. e-KTP number, marital status, religion, name of biological mother.
5. Open Google Chrome (Android) or Safari (iOS) and upload the document.
Copies of required documents, namely e-KTP card, front photograph, signature and NPWP card (if applicable).
6. BCA customer center video calls
7. You will receive an email notification when the account opening is complete.
How to Open BCA Online Account with DANA App
The DANA app is an electronic wallet that many people have. DANA provides convenient financial transactions, from money transfers to everyday bill payments.
That’s why DANA also allows you to open a BCA account online. Take a look here.
1. Click on the menu “Create account” ” in the DANA application.
2. Select the desired installment savings product.
BCA has several deposit products such as Tahapan BCA, Tahapan Xpresi and Tahapan Emas. Click Continue.
3. Enter a mobile number that is not registered with BCA Mobile. Click Send OTP to receive an OTP code sent to the number via SMS. Check the OTP code.
4. Fill in the personal information form and other supporting information.
The next step in opening a BCA online account is to enter your profile information.
5. Open Google Chrome (Android) or Safari (iOS) and upload the document.
Prepare in advance some photos needed as supporting documents such as e-KTP, front photo, signature and NPWP card (if applicable).
6. BCA customer center video calls
7. You will receive an email notification when the account opening is complete.
You will receive an account number with the name printed on the savings account, a BCA Passport card number and a registered account branch.
How to open a BCA online account through the MyCampus app
Those attending school or college who have partnered with MyCampus can also open an account on this app. very pleasant.
It is not unusual for BCA and MyCampus to offer savings balance discounts when you open an account through the app. Make sure you have a stable internet connection and prepare proof documents such as e-KTP, selfie, signature and NPWP (if available).
1. Open the MyCampus application that was previously registered here.
2. Select “Open BCA account” in the MyCampus application.
3. Select the desired installment savings product.
BCA has several deposit products such as Tahapan BCA, Tahapan Xpresi and Tahapan Emas. Click Continue.
4. Enter a mobile number that is not registered with BCA Mobile. Click Send OTP to receive an OTP code sent to the number via SMS. Check the OTP code.
5. Fill in the personal information form and other supporting information.
The next step in opening a BCA online account is to enter your profile information.
6. Open Google Chrome (Android) or Safari (iOS) and upload the document.
Prepare in advance some photos needed as supporting documents such as e-KTP, front photo, signature and NPWP card (if applicable).
7. BCA customer center video calls
8. You will receive an email notification once the account opening is complete.
You will receive an account number with the name printed on the savings account, a BCA Passport card number and a registered account branch.
conclusion
Opening a BCA online account is easy and convenient. You don’t have to go to a branch for that. In addition, savings can be made not only through BCA Mobile, but also through other related apps such as Blibli, DANA and MyCampus. You can actually get a savings credit when you open a new account. It’s fun, isn’t it?